How to Help Students Stop Making Excuses and Start to Grow

By Tim Elmore

 

I was in a coaching session with a college freshman, who explained to me how she just wasn’t “a math person.” This launched a conversation about how Abby couldn’t do this or that, and that her career was likely very limited. Along with her math challenges, Abby said things like:

“I don’t have a creative bone in my body.”
“I’m such a klutz.”
“I have no artistic ability.”
“I’m not good at remembering names.”

 

As a new year dawns, I find it easy to embrace one of two habits. I either make resolutions to fix my mistakes in the new year…or, I make excuses for why I can’t really change due to my genes. 

 

Let’s face it. We all find it natural and even convenient to blame genes for our shortcomings. Unfortunately for us, both scientists and psychologists have chipped away at these excuses with recent findings that reveal so much of our growth and ability is in our control.

 

First, Stanford research psychologist Carol Dweck reminds us that people tend to develop either a “fixed mindset” or a “growth mindset.” Abby’s mind was fixed: “I’m just not a math person.” It’s who I am. I can’t change. A “growth mindset,” as we’ve heard before, believes our brain works like a muscle that can grow with proper exercise. In fact, Carol Dweck told me during a phone conversation that her favorite word was, “yet.” It is completely fair to say: “I’m just not good at math…yet.” I am growing. We must help students make this shift. 

 

There is no doubt genetics can give us a predisposition toward certain strengths or weaknesses. Most of the time, however, it is both nature and nurture that form us. We may have a mom or dad who is clumsy around the house, and we grow up acting clumsy too. We have their DNA, and we observe their behavior for years. The good news is—students can break out of almost any mold they choose, if they take certain steps. Let’s return to the subject of math for a moment. While a young person’s DNA can play a measurable role in how they learn, genetics are much more about general learning ability than their knack for mastering particular subjects. 

 

Here are some suggestions to help students grow instead of excusing their behavior.

1. Adjust your mental ruts.

Listen to your self-talk. What do you find yourself thinking and saying to yourself? Most of us fall into the trap of negative self-talk, saying things like, “I’m not good at remembering names,” and failing to use the word, “yet.” Our routines form our ruts. Try some new routines that force you to think differently and act differently. Our neural pathways can change with hard work.

 

2. Repeat what you desire. 

I remember wanting to become a better writer. Occasionally, I’d write something that was decent, fresh, and helpful to others. At some point, I chose to write daily. Many days, I only have a few extra minutes to do so, but I try to write every day. I even have a “writing day” each week now. When I compare my past books or articles to my work now—I see improvement. 

3. Learn enough to become interested.

Our brains are capable of far more than we assume. Often, our problem is not IQ—it is interest. We’re just not interested in math, or Spanish, or remembering someone’s name. Find a reason to get curious. I’ve learned to enjoy dancing because my wife enjoys dancing. I’ve become better at learning names when I choose to become interested in those people. 

 

4. Choose to do the work.

Behavioral scientists use the terms, “learned helplessness” and “learned industriousness.” They find that people give up on a task more quickly when they see no change and believe it makes no difference. Conversely, we keep trying when we see the slightest improvement. Take on a new task and work on it until you see progress. This will trigger endorphins that motivate you. 

 

Confucius said: “He who thinks he can, and he who thinks he can’t, are both usually right.”

 

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The Seven Best Books I Read Last Year

By Tim Elmore

The Seven Best Books I Read Last Year  

Each year, I enjoy posting a list of my favorite books I read in the last twelve months. Admittedly, sometimes the books strike me simply because of the life station I am in. Books can stand out not so much because they are brilliant for everyone, but because they come at a time when you need them most. In any case, below is my “top seven” list for 2022.

1. From Strength to Strength by Arthur C. Brooks

Arthur C. Brooks is a social scientist who left his job leading a Washington think tank to begin investing in students at Harvard University—due to his research for this book. It was far and away my favorite read in 2022. In it, Brooks explains how our brains change over time and how to best repurpose the second half of our life. He not only encourages readers to quit the “rat race,” but clarifies exactly how to do it. He helped me capitalize on my maturation from “fluid intelligence” to “crystallized intelligence” in my current life stage. The book energized me.

 

2. Blind Spot by Jon Clifton 

I am drawn to Gallup’s research, and this book is the result of groundbreaking discoveries by Gallup over the last several years. Leaders have been caught up in measuring economic and employment numbers to determine how well countries or companies are doing, but they have completely neglected people’s happiness and satisfaction levels. Clifton shows the blind spots of current leaders and how we must pivot to measure what was once assumed immeasurable. This book helps leaders create a more attractive culture for team members. It’s a great read. 

3. Leadership in Turbulent Times by Doris Kearns Goodwin

I got to meet Doris Kearns Goodwin at a fall event and fell in love with her research on leaders over the years. She has written several biographies on presidents, each exposing the intricate features that made them successful leaders. This book summarizes the leadership of Abraham Lincoln, Teddy Roosevelt, John F. Kennedy, and Lyndon Johnson and offers unique insights not covered in her previous books. It’s a clinic on what we learn from the approach of each one. If you enjoy stories, especially ones that reveal how a leader became who they are, this book is for you.

 

4. Wisdom @Work by Chip Conley 

Chip left a successful career as a hospitality mogul in his fifties to determine how to best leverage his time and talent now. He felt he was getting stale. This book covers his move to coach the co-founder and CEO of Airbnb (Brian Chesky). He now observes so many organizations possess “modern elders” and “young geniuses.” Sadly, the young and old rarely connect. Chip provides simple ways for the young to gain from “elders” and vice versa. He now refers to himself as a “mentern,” which is a dual role of “mentor” and “intern,” teaching and learning.

5. Gentelligence by Megan Gerhardt, Josephine Nachemson-Ekwall, Brandon Fogel

Megan Gerhardt teaches at Miami University. She and her fellow authors offer an academic treatment for how different generational cohorts clash at work and what current circumstances in the workforce mean to each one, including Boomers, Gen Xers, Millennials and Gen Z. I enjoy the research Megan provides and her insights into how work is changing from the norm of “older folks get to make the rules” to “younger teammates now determine the rules.” She argues for balance and moderation, and for creating “gentelligent” teams at work. 

 

6. The Art of Gathering by Priya Parker

Today, we hear a lot about community. But we don’t experience it as well as we have in the past. This book is about taking meetings with others to a new level; it’s about moving from routines and conventional wisdom to distinctive approaches that bring out the best in the people who are present. This book teaches how to gather people (large or small groups) and to create meaningful, memorable experiences. Priya has been a facilitator of high-powered gatherings and explains how a few simple, specific changes can invigorate a group experience. 

 

7. The Infinite Game by Simon Sinek

I re-read this book and got more out of it this year than I did in the past. It’s that good. Simon Sinek takes the concepts from James P. Carse’s 1986 book, Finite and Infinite Games, and builds on them, applying the ideas to today’s world 35 years later. He combats the economic beliefs that success is all about profits for stakeholders and says that infinite games are about working for a just cause, with trusting teams, who have worthy rivals, who enjoy existential flexibility, and possess the courage to lead. This book changed the way I see business. It’s a great read. 

 

I’d enjoy hearing of any good books you’ve read this year. Let’s keep on growing!

 

By the way—I’m offering a personal invitation to leaders who want to become a better speaker and writer. I’ll be coaching a small group called The Communication Cohort in 2023. It’s a monthly, paid coaching group you can find at: TimElmore.com. Click on the button at the top: Communication Cohort to apply.

The post The Seven Best Books I Read Last Year appeared first on Growing Leaders.

How the Best Leaders Get Themselves Back on Track

Every leader, whether their title is boss, manager, supervisor, or coach, has a lot going on. And even the most skilled leaders sometimes find they’ve gone off the rails—sometimes in small ways, sometimes disastrously. It’s important to have a plan for what to do when things start to fall apart. Here’s what I tell the leaders I coach about getting back on track:

Acknowledge what’s happening. Don’t ignore the issues or try to pretend things are normal. The longer you wait to address the situation, the harder it will be to set things right.

Talk to your leadership coach. These are the moments when a good relationship with a leadership coach really pays off, and a good place to start is by talking it over with them. You can vent and complain in confidence, then get to work identifying the problem and working out a plan. And once the issue is resolved, you can discuss its origins and what you can do differently to keep it from happening again.

Create a schedule of changes and stick to it. Often getting back on track and staying there is just a matter of making a few changes to your daily routine. Create a manageable schedule of changes to your day (and your team’s, if necessary). And then make sure you follow it.

Team up with an accountability partner. Everyone in leadership needs an accountability partner. Your partner should be someone you trust—someone who won’t just tell you you’re doing great but will hold you to your words and call you out when you’re going off course. Set up regular meetings and, most importantly, listen.

Focus on what works. Many leaders lose their motivation when they aren’t feeling successful—and once motivation is lost, it can be hard to regain. The solution I recommend is to focus on what’s actually working. Even if it’s only a few small areas, look for ways to build and expand on your successes. Similarly, shift your attention from what you don’t have to what is available to you.

Create an environment that fosters success. The people and environment around us have a huge influence on our thinking and behavior. if you’re serious about wanting to get back on track, surround yourself and your team with ideas that inspire you, listen to things that motivate you and keep your own messages supportive. Plan your surroundings to trigger optimism and success.

Especially with serious problems, getting back on track isn’t a simple or quick process. It may be hard to build little changes and small healthy habits—at times it may feel like you’re taking two steps forward and one step back. Just remind yourself that you’re heading in the right direction and you’ll get there in time.

Lead from within: The best leaders know we don’t judge them by how many times they have gone off track; we admire them for getting back on.

 

#1 N A T I O N A L  B E S T S E L L E R

The Leadership Gap
What Gets Between You and Your Greatness


After decades of coaching powerful executives around the world, Lolly Daskal has observed that leaders rise to their positions relying on a specific set of values and traits. But in time, every executive reaches a point when their performance suffers and failure persists. Very few understand why or how to prevent it.

buy now

 

Additional Reading you might enjoy:

12 Successful Leadership Principles That Never Grow Old
A Leadership Manifesto: A Guide To Greatness
How to Succeed as A New Leader
12 of The Most Common Lies Leaders Tell Themselves
4 Proven Reasons Why Intuitive Leaders Make Great Leaders
The One Quality Every Leader Needs To Succeed
The Deception Trap of Leadership

The post How the Best Leaders Get Themselves Back on Track appeared first on Lolly Daskal.

How to Have a Self-Aware Holiday 

By Tim Elmore 

When I reflect on past holiday seasons in my life, I see that I suffered from acute low self-awareness. It wasn’t so much that I ruined Christmas or Thanksgiving for anyone; I just hampered things for me. In retrospect, I see a pattern that offers a cautionary tale for all of us.

 

As a young man, I entered the holiday season looking forward to seeing family members I’d not seen in a year. It would be fun spotting how my nieces and nephews had grown and hearing what my uncle Sam was up to during the previous year. Once the celebration began, however, I became acutely aware of the pecking order in our family.

Who was doing what?
What member made others laugh? 
Which member was the popular one this year?
How much time were people talking about each topic?

 

Without realizing it, I stepped onto an emotional treadmill, trying to keep up with those in front of me in this pecking order. Was my joke the funniest? How did I look? Did family members seek me out for conversation? Before long, my stress levels rose, and this clouded my ability to think objectively. My emotional needs blinded me to how I came across to others. 

 

My stress created a fog. And when we’re stressed, we can slip into counterproductive coping strategies like overindulging in food and drink, overcompensating in discussions to prove how much we know about a topic, staying up too late, having arguments with family members, or even escaping into drugs or alcohol. It’s a vicious cycle. 

 

The more we’re stressed, the less we’re able to see what’s really happening. There’s a fog. 

 

What Can We Do About This?

It’s important during the holiday season to be mindful and tuned in to our needs and feelings. Otherwise, when we’re thrown together with friends and family members and feel pressured to buy the perfect gifts or cook the perfect meals, it can spoil the season for us. When we tend to our own emotional fuel tank ahead of time, we’re better prepared to fill the tank of others when the party begins. I have a friend who’s diabetic and hosts her family every holiday for a big meal. Do you know what she does? She eats a healthy snack before everyone arrives, knowing she’ll be serving loved ones and won’t get her meal until the end.

 

It’s a great picture for us emotionally at holiday time.

 

Step one: Fill your tank before the event begins. Don’t be a “starving baker” who’s so busy serving bread to others that you forget to eat, and starve yourself. If you practice self-care now, you won’t need it during the party. Read, reflect, journal, pray. Preparing prevents repairing. 

 

Step two: Know yourself. Extroverts are energized by people, so they can be blind to overdoing it at holiday time. Filling their social tank with friends ahead of time enables them to focus their energy on affirming others at holiday time. Introverts are energized by time alone and must get plenty of this before loved ones arrive. This way, your own needs don’t dictate your state. 

 

Step three: Identify your stressors ahead of time. Does a certain family member cause anxiety for you? Does socializing (in general) induce stress? Once we know the sources of our angst, we can plan a strategy to face them. We’re then able to leverage coping skills rather than coping mechanisms like overeating or overreacting. 

 

Healthy solutions all begin with self-awareness.

 

Author Liz Wiseman suggests we all find a close, respected friend and play a little game called: “What’s It Like to Be…On the Other Side of Me?” I’ve done this several times, and hearing my accountability partners respond to this question is always revealing. I become more self-aware. And I enter future interactions and events wiser and ready to serve others. When we’re self-aware, we’re all better people and healthier leaders for our family and friends.

 

Here’s to a self-aware holiday for all of us.

 

The post How to Have a Self-Aware Holiday  appeared first on Growing Leaders.

Would Banning Smartphones on Campus Be Helpful or Harmful?

By Time Elmore

My friend, Steve Goble, has enjoyed a successful career as a business owner and civil servant. Over the last few years, he chose to be a substitute teacher in his local public high schools. He wanted to spend time investing in today’s young generations. You might not be surprised to hear the experience has been eye-opening for him. 

 

A few days ago, he posted the story of a typical day for him as a substitute teacher:

 

Yesterday, I subbed for a high school math teacher. The assignment was to read a chapter in the textbook and write the definitions of 12 words related to the topic of probability statistics. I did the assignment as well.

 

During one of the classes, I asked several students to end their talking or put their phones away and focus on the assignment. I’m not a stern disciplinarian. Instead, I let students know they determine the outcome based on their choices. (This class was all seniors.)

 

During the class, without saying anything, I decided to put the answers up on the screen one at a time. Hide the last answer; show a new answer. I repeated this process every 3 minutes or so for the remainder of the period.

 

At the end of the period I said, “Some of you may have realized I’ve been putting answers up on the screen over the past hour.”

 

“A few of you catching on to that asked me at that time if it was okay to use my answers. I said, ‘You are free to use mine, or use your own.’”

 

I continued, “However, others of you continued to talk or play on your phones even after I asked you to stop. What you didn’t realize was that I was giving the answers all period. So, you’ll have to work on these over the weekend.”

 

(Class member): “Wait! What?!! You’ve been doing what? Can you put that back up there so we can take a picture???”

 

What a Distracted Generation Needs 

Everyone will agree, if smartphones have done nothing else, they’ve distracted millions of us from being present in the moment. Steve’s classroom experience above is a case in point. Further, it’s my observation that portable devices have made us socially lazy and unskilled. Screens don’t require emotional intelligence. 

 

Harvard instructor Arthur Brooks believes young people often handle interacting with people like a social peanut allergy. They fear rejection or social shortcomings, so they avoid it. Risk tolerance is low in millions of our young. 

 

Let’s hypothesize for a moment.

 

When it comes to phones, there is but a small gap between distraction and addiction. Today’s Generation Z and the Alpha Generation (most of them are in school) have grown up with a portable device in their hands since age three or four. According to research, it’s not unlike a person who’s grown up with alcohol since childhood. Millions of kids are phone-aholics. So, like a drunk defaults to drinking whenever they’re bored or uncertain, kids default to their phones. Adults, by and large, were ambushed and did not lead children through this cultural shift very well. Today, graduates enter the workforce and know little about interaction face-to-face with a supervisor or colleague. Remember the social peanut allergy?

 

Similar to alcoholics who need to be led, by groups like Alcoholics Anonymous, youth must be led by those who’ve overcome addiction. What does A.A. do? They provide guidelines, twelve steps to take, and sponsors for accountability. That’s what any addict needs. 

Beliefs: Standards they embrace.
Boundaries: Guidelines they follow.
Buddies: People who hold them accountable. 

 

The No-Phone Zone

Just like various regions of the world are considered “no-fly zones,” students need “no-phone zones,” where they do not use devices and must cultivate social intelligence. 

Classrooms can introduce places where students deposit phones until class is over.
Homes can introduce baskets where no one uses a phone and instead converses. 
Clubs can limit phones so attendees can engage with others face-to-face. 
Youth groups can have spots where kids place phones to help them focus on growth. 

 

After research and observation, I believe this equips young people as they mature to enjoy boundaries and later set them as they enter adulthood. To be frank, many adults need boundaries too. The phone makes a wonderful servant but a horrible master. We must master them and make them serve us, not the other way around. Maybe we should even ban them. 

 

That’s what a Massachusetts school did when smartphones splintered their community. 

 

Buxton School is conducting an experiment in Williamstown, MA. A smartphone ban is in effect for all students and faculty. This school had prided itself on its close-knit community, but when smartphones became ubiquitous, division ensued. Neither adults nor kids knew how to handle the addictions and attacks on those phones. So, school leaders just outlawed them altogether. 

 

The result?

 

Many students say they miss certain pop-ups on the phone, but overall, there is a greater sense of tranquility, resulting in both peace between people and peace of mind. Student, Emilio Martinez Buenrostro, says he misses watching videos on his smartphone but says the ban has had a positive effect on students. So, he is for it. He’s not alone. The students love its impact. The school has boundaries, beliefs, and buddies to ensure everyone is free from addictions. 

 

Imagine that? The adult leaders actually led the students. Novel idea. 

 

The post Would Banning Smartphones on Campus Be Helpful or Harmful? appeared first on Growing Leaders.

Year-End Checklist for Leaders: Achieving Success in the New Year

At the end of each year, leaders can use a checklist to reflect on their leadership style, assess their team’s performance, set goals, and make changes to continue developing and growing. By taking the time to reflect and plan, leaders can position themselves and their team for ongoing success.

Here are some things to include in your year-end checklist:

Assess leadership style: Reflect on your own leadership style and approach, and identify areas for personal growth and development.

Evaluate people development: Assess if you are practicing a routine of helping, growing and developing your people.

Review team performance: Look back at the team’s achievements and challenges over the past year, and identify areas for improvement.

Set goals for the coming year: Develop clear, measurable goals for the team, and create a plan to help them achieve these goals.

Evaluate team dynamics: Consider the effectiveness of the team’s communication, collaboration, and problem-solving skills, and make changes as needed.

Update team roles and responsibilities: Consider whether any changes to team roles and responsibilities are necessary to support the team’s goals and objectives.

Evaluate your culture:  Consider whether people are thinking, acting and interacting according the type of culture you want to see in your organization.

Plan for potential challenges: Anticipate potential challenges that the team may face in the coming year, and develop strategies to address them.

Evaluate your level of influence: Consider factors that determine your level of influence, such as charisma, communication skills, and expertise.

Celebrate successes: Take time to recognize and celebrate the team’s accomplishments and successes over the past year.

By following a year-end checklist, leaders can ensure that they are looking within and seeking improvements, while effectively supporting their team and positioning them for success in the coming year.

Lead From Within: By following a year-end checklist, leaders can ensure that they are continually developing, growing, and succeeding.

 

#1 N A T I O N A L  B E S T S E L L E R

The Leadership Gap
What Gets Between You and Your Greatness


After decades of coaching powerful executives around the world, Lolly Daskal has observed that leaders rise to their positions relying on a specific set of values and traits. But in time, every executive reaches a point when their performance suffers and failure persists. Very few understand why or how to prevent it.

buy now

 

Additional Reading you might enjoy:

12 Successful Leadership Principles That Never Grow Old
A Leadership Manifesto: A Guide To Greatness
How to Succeed as A New Leader
12 of The Most Common Lies Leaders Tell Themselves
4 Proven Reasons Why Intuitive Leaders Make Great Leaders
The One Quality Every Leader Needs To Succeed
The Deception Trap of Leadership

The post Year-End Checklist for Leaders: Achieving Success in the New Year appeared first on Lolly Daskal.

Why Putting Profit Over People is Always Bad for Your Company

There’s a single point I make throughout my work in executive coaching, speaking, and writing: people are the most important asset of any business. Most people agree, at least on the surface. But too few are willing to carry out that principle in policies and day-to-day management.

I recently conducted a study of my clients with for-profit businesses and found that most understand the importance of people but still put profits first. Even though the study’s results were not surprising, they were extremely disappointing.

It’s easy to say that you need to focus on profits to survive. And that’s especially true in a difficult economy. But that focus comes at a high price that may jeopardize your longer-term success.

Here’s what happens when you put profits first:

Innovation is stifled. When a company focuses entirely on the bottom line, talent is seen as expendable. Innovation happens when people feel appreciated. When they know you’re willing to invest in their contributions, they give their all. When you treat them as a budget line item, they do the minimum. They’ll save their best ideas for someone who appreciates them.

Reputation erodes. In the past, companies could treat their employees poorly and few people would even know. Today, your employees’ experiences are likely available to anyone online. When those experiences are poor, your company’s reputation suffers. Prospective employees and even clients and investors will avoid a poorly rated company.

Retention suffers. People used to stay with poor employers just to have a job. But with historic low unemployment rates, retaining employees has become much more important. Most people in your organization have other options. And when they leave to pursue those options, they won’t be easy to replace.

Engagement is lacking. Unengaged employees aren’t motivated. They rarely go the extra mile, and they have more absences and less loyalty. High sales and revenues require engaged employees working hard to meet the company’s goals. An engaged workforce is one of the most valuable resources you can have—and its absence causes real harm.

Risk increases. It’s hard to manage risk when your people are poorly trained, constantly stressed and unhappy. Bringing in new employees through a revolving door adds to that risk. Accidents, mistakes and work stoppages become part of life. When an employer fails to provide adequate training and reasonable work conditions, they put the entire company in jeopardy.

If any of these issues is a problem at your company, it’s likely that profits are being put above people. As a leader, you’re charged with fixing that mindset within the scope of your influence. If you’re an owner, executive, or board member, work for company-wide change. If you’re in middle management or supervision, do whatever you can to advocate for your employees and show the benefits.

Lead from within: Challenge yourself today to begin correcting one instance of putting people over profit, and build on that momentum tomorrow.

 

#1 N A T I O N A L  B E S T S E L L E R

The Leadership Gap
What Gets Between You and Your Greatness


After decades of coaching powerful executives around the world, Lolly Daskal has observed that leaders rise to their positions relying on a specific set of values and traits. But in time, every executive reaches a point when their performance suffers and failure persists. Very few understand why or how to prevent it.

buy now

 

Additional Reading you might enjoy:

12 Successful Leadership Principles That Never Grow Old
A Leadership Manifesto: A Guide To Greatness
How to Succeed as A New Leader
12 of The Most Common Lies Leaders Tell Themselves
4 Proven Reasons Why Intuitive Leaders Make Great Leaders
The One Quality Every Leader Needs To Succeed
The Deception Trap of Leadership

The post Why Putting Profit Over People is Always Bad for Your Company appeared first on Lolly Daskal.

Why The Everything Collapse Will Be Far Worse Than What Michael Burry Believes

“The Everything Collapse will not be just a collapse in asset prices including stocks, bonds, mutual funds, 401K plans, and real estate.

This will be a collapse of the United States Government as we know it and society in general.”

The Most Well Respected Investor in the Past 20 Years, Dr. Michael J. Burry from “The Big Short” Fame, Underestimates The Everything Collapse.

Dateline: Creve Coeur, MO., USA/Monday, September 5th, 2022/Written by: Jeffrey L. Klump


The 2015 movie “The Big Short” gave Americans a look at what really went on prior to and during the Great Financial Collapse of 2008.

Christian Bale’s character was based upon real-life investor and hedge fund manager, Dr. Michael J. Burry.

Michael Burry found out in 2005 that mortgage fraud was pervasive all throughout the industry including the banking system.

Burry found a way to profit from the fraud and foolishness that not only affected the mortgage industry but also Wall street as well.

Michael Burry was able to short these mortgages that were packaged into bonds with fancy names like CDOs.

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Burry made billions on these trades while at the same time, more than 5 million Americans lost their homes.

I was telling people as early as 2003 that we were going to have a housing/real estate collapse of epic proportions.

I was made fun of and a home builder that I spoke with at the time told me that real estate never goes down.

So much for the real estate never goes down narrative.

I am not smart like Dr. Michael Burry, but I did protect our wealth by buying short-term T-Bills and also buying physical gold and silver.

The Great Financial Collapse of 2008 was never fixed. No one went to jail.

The only thing that was done was to bail out Wall Street and have the Fed print trillions in new treasury bonds(debt).

That was it. No structural changes were ever made to the financial system.

We are now deep into the Everything Collapse. That is what I call it.

Even though Michael Burry has been warning Americans for the past 1 1/2 years regarding a hyperinflation-style collapse of our financial system, it will actually be way worse than that.

The Everything Collapse will not be just a collapse in asset prices including stocks, bonds, mutual funds, 401K plans, and real estate.

This will be a collapse of the United States Government as we know it and society in general.

There were three things that were not present in 2008 with the Great Financial Collapse, that we have going on now.

We did not have decades high inflation in 2008 like we do now. This is extremely important for all investors to understand.

We did not have a major war breaking out in Europe back in 2008. There are big-time Geo-Political risks.

Finally, our nation was not nearly as divided in 2008 politically as we are now.

These three things along with massive new treasury bonds being printed out of thin air since 2009, to the tune of trillions, were not present before and during the 2008 collapse.

Europe has just been cut off from all natural gas by the Russian gas company, Gazprom.

The result of this will be the death of millions of Europeans this winter from freezing.

The Hunger Games begins for real in Europe.

This will lead to a collapse of the Euro which is the paper fiat currency of the European Union.

Look to Europe for the beginning of the Everything Collapse.

Revolution will take place in the largest countries of Europe including Germany, France, and Italy.

After revolution breaks out throughout Europe, Russia will unexpectedly invade Europe fulfilling one of the prophecies of the prophet Daniel.

Here at home, our fate won’t be much better.

Investors in stocks bonds, mutual funds, and real estate will get quickly wiped out.

Michael Burry believes that stocks will collapse by 53% from their current levels.

We may not even get to that point.

The U.S. bond market is the key to everything including the stability of the U.S. dollar as a currency.

If the 10-year Treasury Note continues to stay above 3% long enough or higher, this will freeze the credit markets including the Repo markets, which are the plumbing for our banking system.

This is exactly what happened in 2008.

The only way to unfreeze credit markets is for Jerome Powell, the head of the Federal Reserve Bank, to lower interest rates and start printing new treasury bonds(debt).

This would be a nightmare scenario for any central banker.

Powell is scared to death of inflation and this is at a time when asset prices in stocks, bonds, mutual funds, and real estate are at historical highs along with the massive amount of personal, corporate, and government debt in the system.

Our economy cannot handle high-interest rates and high inflation rates.

This is a recipe for a hyperinflationary debt collapse of our financial markets and the currency, which is the U.S. dollar.

Investors are damn fools to think that Jerome Powell is coming to rescue them by lowering interest rates and beginning a new round of quantitative easing(printing new treasury bonds).

Again, the only way this will happen is if the credit markets freeze up.

When the credit markets do freeze up, your bank and ATM will be closed.

This actually happened in some parts of the country in 2008.

I would highly recommend that you do the following things immediately to prepare:

  • Store 30 days of food and water at your residence
  • Have plenty of lead to deal with any problem individuals
  • Keep some cash outside the banking system
  • Buy physical gold and silver and store them in a safe place other than a bank or a commercial vault
  • Talk to your neighbors and get to know them
  • Connect with a family farmer and do business directly with them in case the grocery store shelves become empty

This is all being orchestrated quietly behind the scenes to destroy the current system and then push us like cattle into a new monetary system using digital money provided by the beautiful people at the Federal Reserve when they roll out their new FedCoin.

This is when the Hunger Games begins for Americans. Especially for those who reject the Federal Reserve’s new digital currency.

You will be on your own living outside The Matrix.

Dr. Michael J. Burry recently tweeted that the collapse is underway.

He is quite right about that, but he is wrong about how horrific The Everything Collapse will actually be.

RELATED:

The Fourth Turning. Where Are We Right Now? – MEK Enterprises Blog – The Number 1 Blog for Information, Business, Politics, Health & Wellness, Recipes, Work From Home Business Opportunities, and Much More! (number1onlineblog.com)

How To Survive The Upcoming Hyperinflation Predicted By Michael Burry | How To Make Money Blogging (wordpress.com)

‘Big Short’ Legend Michael Burry Hints Stock Market Crash Is Underway (businessinsider.com)


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Why The FBI Raid on Trump’s Estate Is a Nothing Burger

“The F.B.I. raid is just the latest to distract Americans from what they should really be paying attention to which is The Everything Collapse and a world war against Russia and China. “

The Entire Trump Phenomenon Since 2015 Has Been Nothing But Divide and Distract.

Dateline: August 21st, 2022, Creve Coeur, MO. USA. Written by: Jeffrey L. Klump


In 2015, I warned people about Donald Trump.

I wrote back then that Trump was the ultimate trojan horse. He is the false-flag attack on America.

No one listened.

Seven years later, we are still hearing, and talking about Trump.

Even though many Trump supporters left him once they found out Trump was on Epstein Island, there are still some delusional supporters that just can’t shake free of the mind control and brainwashing.

The trial of Ghislaine Maxwell in December 2021 revealed that Trump was on Epstein Island via the Lolita Express. Jeffrey Epstein’s pilot confirmed under oath that Trump was one of the passengers.

Despite this revelation, the last of the die-hard Trump supporters remain.

The latest news on Trump is of course the F.B.I. raid on his home in Florida.

There were shouts coming from some Republicans to “de-fund” the F.B.I.

This is comical because these same Republicans were attacking those calling to “de-fund” the police after the George Floyd incident in 2020.

Trump needs the media and attention to stay relevant just like the media needs Trump. They both need each other for fear of becoming totally irrelevant to the majority of the American people, which is happening now.

The reason that the F.B.I. raid on Trump’s home is a nothing burger is that this is once again an attempt to divide Americans and distract Americans.

Trump will go down in American history as the Great Divider.

This is the role Trump is playing.

Trump is an actor playing his role.

The F.B.I. raid is just the latest to distract Americans from what they should really be paying attention to which is The Everything Collapse and a world war against Russia and China.

The Everything Collapse is occurring right now in the West, especially in Europe and the United States.

Unlike 2008, The Everything Collapse will be not just stocks, bonds, mutual funds, and real estate.

The United States government will collapse from its present form into nothing but chaos and mayhem.

This will be preceded by a collapse in the U.S. dollar.

Trump and his handlers want you to believe that the F.B.I. raid is all about him and freedom, and blah, blah, blah.

The Republican fear pornographers were out in full force trying to scare people into thinking the F.B.I will show up at your front door. Yea, because the rest of Americans were in the White House taking out “possible” classified information, like Trump. What a joke.

Trump is the swamp. The swamp is better known as the New World Order.

The New World Order is comprised of satanic International Zionists(a.k.a Zionist-Nazi-Pigs) and Freemasonry.

Trump is a puppet of Zionism. His main financial backer when he began his political run, was a despicable human being by the name of Sheldon Adelson.

Although Adelson was an American citizen, he was all about making the Apartheid state of israel, great again. He had no loyalty toward the United States whatsoever.

Trump is also a supporter of the Apartheid state of israel.

Trump committed several war crimes on behalf of his Zionist masters including the assassination of a general from a country that the United States has no declaration of war against, which is Iran.

Trump’s campaign began to immediately go south after that war crime he committed.

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What bothers me the most is how completely mind-controlled the remaining Trump supporters are.

The only thing that I can compare it to is what happened in Germany in the 1930s with ethnic jew and dedicated Zionist, Adolf Hitler.

Trump supporters actually think that he gives a shit about them. This tells me more about Trump supporters than it does about Trump. I have always known about Trump.

No one can tell me what Trump did in 4 years, other than committing more war crimes, rack up billions more in debt, and come out with the Trump-Gates-Fauci experimental death vax.

Did Trump lock up Hilary like he said he would? No. Instead, he invited the Clintons to the White House after the 2016 election.

Did Trump ever fix our roads, bridges, and airports? No.

Did Trump ever bring our troops home? No.

Then why are there still Trump supporters out there?

If the American people cannot use the center part of their brain for critical thinking, which is where your logic and reason lie, America is finished.

I also warned people in 2015 that supporting a diabolical narcissist, megalomaniac, and forever serial philanderer like Trump, would be disastrous.

Look how divided this country is now.

We got “Weekend at Bernie’s” Joe Biden because of Trump. Think about that for a minute.

That is how the game is played.

The New World Order wins as long as America remains divided.

The Democratic party is equally controlled by the New World Order.

Remember what professor George Carlin said, “Politicians are put there to make it look like you have a choice. You have no choice. You have owners”.

Ross Perot proved that a 3rd party candidate can win. The only reason Perot pulled out was because of the credible threats made against him and his family by war criminal George H.W. Bush and the C.I.A.

Americans really need to look at something other than the Republicans and Democrats.

The two parties are just one gigantic, corrupt Zionist-controlled party.

I don’t believe our Republic will be here in its present form in 2024.

The deeper we go into the Apocalypse, the worst things will get.

If I am wrong, perhaps I should make a 3rd party run.

I could sure do a whole lot better than Epstein Island Trump.


Related:

F.B.I. Searches Trump’s Mar-a-Lago Residence in Florida – The New York Times (nytimes.com)

Half of Republicans line up behind Trump in fight with FBI: Reuters/Ipsos poll | Reuters

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How You Can Improve Your Health by Using a Non-Toxic Disinfectant

“Lysol contains denatured ethanol, which is poisonous to humans. High concentrations of Lysol can also cause lung irritation.”

 

 

Since the Pandemic, People Have Stocked Up on Cleaning Solvents and Disinfectants. Does the Public Know What Is In These Products?

Dateline/Creve Coeur, MO. USA/June 11th, 2022/Written by: Jeffrey L. Klump


When the pandemic began in 2020, people were grabbing disinfectant spray, wipes, and other cleaning solvents like it was going out of style.

Some of this had to do with supply chain disruptions, but most of it was because people were freaking out about keeping germs out of their homes.

The problem with this of course is, that few actually read labels on consumer products, especially disinfectants and supplements they buy from Walmart, Costco, or Amazon.

Most of the above mention big-ticket stores mentioned above get their cleaning products and supplements from China.

China is one of the worst countries with consumer protections in place.

That shouldn’t be surprising since most of what China makes is from slave labor.

In today’s world, it pays to be a label reader for consumer products like disinfectants and of course, what you put in your mouth.

A look at one of the most commonly used disinfectants in America is quite revealing.

I am speaking of the product Lysol.

Here are just a few of the chemicals in your average Lysol product:

  • MEA-Borate –

MEA-Borate is an ester of Ethanolamine (q.v.) and Boric Acid (q.v.).

Boric acid and its sodium borate salts are pesticides that we can find in nature and many products. Borax is one of the most common products. Boric acid and its sodium salts each combine boron with other elements in a different way. In general, their toxicities depend on the amount of boron they contain.

Boric acid and its sodium salts can be used to control a wide variety of pests. These include insects, spiders, mites, algae, molds, fungi, and weeds. Products that contain boric acid have been registered for use in the United States since 1948.

Warning

Overexposure to borax can cause the following symptoms:

  • Headache
  • Weakness
  • Lightheadedness
  • Dizziness
  • Tremors
  • Passing out

Ethanolamine has several important industrial uses: as a “scrubber” to remove carbon dioxide, hydrogen sulfide, and other acidic pollutants from waste gas streams; as a starting material for manufacturing surfactants, chelating agents, and even pharmaceuticals; as an agent for softening leather; and as an additive for controlling pH in industrial water streams.

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  • Alkyl Dimethyl Benzyl Ammonium Saccharinate –

N-Alkyl Dimethyl Benzyl Ammonium Saccharinate, trade name Onyxide® 3300, is a quaternary amine biocide that helps disinfect and/or sanitize hard surfaces, particularly in aerosols.

 

  • Ethanol –

Ethanol is an important industrial chemical; it is used as a solvent, in the synthesis of other organic chemicals, and as an additive to automotive gasoline (forming a mixture known as gasohol). Ethanol is also the intoxicating ingredient of many alcoholic beverages such as beer, wine, and distilled spirits.

 

 

  • MIPA – Borate –

 is a reaction product of Isopropanolamine (q.v.) and Boric Acid 

What is Isopropanolamine used for?

Isopropanolamines are used in a wide array of applications, including cement and concrete processing aids, gas purification, surfactants (primarily for home and personal care products), cosmetic formulations, corrosion inhibitors, metalworking fluids, and as emulsifiers, dispersants, and wetting agents.

 

 

  • Ammonium Hydroxide –

It is a solution of ammonia in water. Ammonium hydroxide is used as a cleaning agent and sanitizer in many household and industrial cleaners. Ammonium hydroxide is also used in the manufacture of products such as fertilizer, plastic, rayon, and rubber.

 

Health Risks for Humans

Direct contact with Lysol can cause eye irritation, therefore, shield your eyes when using Lysol cleaning products. Measures should also be taken to avoid making any contact with skin, food, or clothing. After using Lysol products you should wash your hands immediately with antibacterial soap and warm water to prevent skin irritation. If you get Lysol in your eyes, remove contacts, in applicable situations, and flush your eyes out extensively for at least 15 minutes with water. If the irritation does not subside, seek medical care immediately. If Lysol products are swallowed or consumed internally, call poison control and your doctor immediately. Lysol contains denatured ethanol, which is poisonous to humans. High concentrations of Lysol can also cause lung irritation.

There are several other brands that use non-toxic and environmentally safe ingredients in their cleaning products.

One brand of disinfectant is one that I have been using for more than 3 years, and that is Sol U Guard from a U.S. manufacturer called Melaleuca.

The 2 main ingredients in Solu U Guard are Thymol, also known as essential thyme oil, and Citric Acid.

The EPA has certified Sol U Guard as a disinfectant that will kill Covid and other viruses.

Take a closer look at the 2 main ingredients in Sol U Guard.

Thyme Oil Uses

Thyme is a widely used herb in cooking, because of its minty flavor. However, the thyme essence is not dominating and so doesn’t overpower the other flavors of a dish. Thus, thyme lends the dish a warm and aromatic flavor, without making it overbearing. But there are more to the uses of thyme than simply as a flavoring agent. The thyme oil extracted from the herb has excellent medicinal properties. Before the discovery of antibiotics, this oil was used to disinfect and clean wounds. It is rich in antibacterial, anti-fungal, and antiseptic properties. This makes thyme oil a potent remedy for treating any infections and inflammations, as the main component of thyme oil is the antiseptic thymol. As such, thyme oil is an active ingredient in many creams, mouthwash, and hand sanitizers. Thyme oil also contains a significant amount of calcium, manganese, iron, and vitamin K.

Citric Acid

What are the benefits of citric acid?

Benefits of Citric Acid

  • Preserve food. It is used to keep food fresh for longer periods. …
  • Preserve personal care products. It may keep cosmetics and other products fresh for longer.
  • Have protective effects on the body. Citric acid used in medicine can kill bacteria and lower the acid in urine.
  • Remove tough stains.

What is citric acid?

Citric acid was first derived from lemon juice by a Swedish researcher in 1784 (1Trusted Source).

The odorless and colorless compound was produced from lemon juice until the early 1900s when researchers discovered that it could also be made from the black mold Aspergillus niger, which creates citric acid when it feeds on sugar (1Trusted Source, 2Trusted Source).

Because of its acidic, sour-tasting nature, citric acid is predominantly used as a flavoring and preserving agent, especially in soft drinks and candies.

It’s also used to stabilize or preserve medicines and as a disinfectant.

SUMMARY

Citric acid is a compound originally derived from lemon juice. It’s produced today from a specific type of mold and used in a variety of applications.

Is citric acid an effective disinfectant?

Citric acid kills bacteria, mold, and mildew. It’s great for general disinfecting and cleaning. Note that it shouldn’t be used as a disinfectant against diseases like Covid-19.

Since citric acid kills some types of bacteria and viruses, you’ll find it in insect sprays, products that kill fungus or algae, hand sanitizer, and even some tissues you use to blow your nose. Environmental cleanup products. Citric acid can safely remove toxins from polluted soil and even clean up nuclear waste.

No matter what you use as a disinfectant cleaner, make sure that the one you use is not doing you more harm than good especially if it’s to save a couple of bucks in favor of a toxic disinfectant.

 

RELATED:

https://www.bhg.com/news/thymol-natural-cleaner-coronavirus/

https://www.sciencedirect.com/science/article/pii/S1438463920305381

Thymol and Thyme Essential Oil—New Insights into Selected Therapeutic Applications – PMC (nih.gov)

 

 

 

 


 

 

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